DSCR Rental Loans
With Lasso DSCR loans, investors close quicker, scale smarter, and skip the headaches of traditional lending. We qualify the deal based on the property’s cash flow—no personal income verification needed.
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DSCR Loans
- Interest rate: starting at 5.25%
- Origination fee: 0-1%
- Loan to Purchase Price: up to 80%
- Loan to Value: up to 80%
- Minimum DSCR: 0.75
- Cash-out available: Yes
- Terms: 30 or 40 year fixed
- Loan amounts: $75,000 - $3,000,000
- Minimum FICO: 660
- Property types: Residential (1-18 units)
- Short-term rentals: Yes
More information
What is a DSCR loan?
We are a technology-enabled mortgage broker that partners with dozens of lenders across the country to fund your deals.
Which types of properties are eligible?
Single Family (2–4 Units), Multi Family (5-18 units), Warrantable Condos, Non-Warrantable Condos & Condotels, Short-Term Rentals, Vacant Refinance, Padsplit Properties
What do I need to qualify?
We require a minimum credit score of 660. For single-family properties, no experience is required. For multi-family, we require 12 months of owning income-producing real estate or 1 rehabbed/constructed property in the last 36 months.
